The law hasn’t caught up with your business model. We have.
Technology companies, digital platforms, and fintechs operate under a legal framework that most lawyers apply generically. We don’t. We advise companies from formation through scale on the specific legal challenges of digital business in Panama — technology contracts, data protection, platform regulation, fintech frameworks, and investment readiness. The work requires understanding how your business actually operates, not just what category it falls into.
- Technology Law & Contracts
- Data Protection & Privacy
- Digital Business Structuring
- Fintech & Regulated Technology
- Platform & E-Commerce Regulation
- Startup & Investment Readiness
- International Talent & Digital Mobility
- M&A for Technology Companies
Legal counsel built for how digital businesses actually operate
TECHNOLOGY LAW & CONTRACTS
Read more
- SaaS and software licensing agreements
- Platform terms of service and acceptable use policies
- API agreements and integration contracts
- Technology transfer and IP licensing
- White-label and reseller agreements
- Technology service level agreements (SLAs)
DATA PROTECTION & PRIVACY
Read more
- Law 81/2019 compliance programs and gap assessments
- Privacy policy drafting and review
- Cross-border data transfer frameworks
- Data processing agreements (controllers and processors)
- Privacy by design implementation
- Data breach response and notification
- ANTAI regulatory engagement and filings
DIGITAL BUSINESS STRUCTURING
Formation, capitalization, founder agreements, IP ownership, equity structures — we build the legal foundation for technology companies and digital platforms from the ground up, so the structure supports growth and investor expectations.
Read more
- Mergers of related entities and consolidations
- Spin-offs, carve-outs, and divisional separations
- Capital increases and reductions
- Share transfers and internal reorganizations
- Changes in corporate structure and jurisdiction
- Simplification of corporate groups
- Regional reorganizations within Latin America
- Tax-efficient restructuring (coordinated with tax advisors)
FINTECH & REGULATED TECHNOLOGY
Payment platforms, digital wallets, alternative financing, cryptocurrency, banking partnerships — fintech operates at the intersection of technology and financial regulation. We advise on legal structuring and regulatory strategy for technology-enabled financial services in Panama.
Read more
- Payment service provider structuring
- Digital wallet and e-money regulatory analysis
- Cryptocurrency and digital asset legal framework
- Alternative lending and crowdfunding structures
- Banking partnership agreements
- Regulatory strategy and licensing pathway analysis
PLATFORM & E-COMMERCE REGULATION
Marketplace agreements, platform liability, consumer protection, content policies — digital platforms carry specific legal exposure. We advise on the frameworks that manage that exposure while enabling the business to operate at scale.
Read more
- Marketplace and multi-sided platform agreements
- Platform liability frameworks
- Consumer protection compliance
- Content moderation policies and takedown procedures
- E-commerce terms and conditions
- Cross-border platform regulatory compliance
STARTUP & INVESTMENT READINESS
Seed rounds, convertible instruments, venture capital financing, term sheets, investor rights — we advise companies preparing for investment and the investors who fund them, on both sides of the transaction.
Read more
- Pre-seed and seed round structuring
- Convertible notes and SAFEs
- Venture capital term sheet negotiation
- Investor rights agreements and protective provisions
- Board structure and governance for funded companies
- Due diligence preparation for investment rounds
INTERNATIONAL TALENT & DIGITAL MOBILITY
Building a distributed team means navigating work permits, remote employment structures, and cross-border compliance. We advise technology companies on the legal mechanics of hiring and retaining international talent.
Read more
- Work permits for foreign tech employees in Panama
- Remote work agreements and cross-border employment structures
- Contractor vs. employee classification analysis
- Executive relocation and residency coordination
- Qualified Investor Visa for tech founders and investors
M&A FOR TECHNOLOGY COMPANIES
Technology acquisitions require specialized diligence — IP ownership, data assets, technology contracts, and open source compliance. We advise on the buy-side and sell-side of technology transactions with the legal depth that tech-specific assets demand — and that generalist M&A counsel is not equipped to provide.
Read more
- IP ownership and chain of title diligence
- Data asset and privacy compliance review
- Technology contract analysis and assignment
- SaaS and platform-specific transaction structures
- Investment readiness for tech company sellers
We work with technology companies because we understand their business model.
The legal issues that affect a fintech are not the same ones that affect a SaaS company or a digital marketplace – and we advise accordingly. This practice is led by lawyers who work on technology matters, not generalists who cover it as part of a broader corporate practice.
NATIVE DIGITAL EXPERTISE
Built from the technology, not adapted to it
A fintech, a SaaS platform, and a digital marketplace each carry distinct legal exposure. We advise on the specific challenges of each model because we work on technology matters every day — under the leadership of Alexandra Guzmán, who leads both the Technology practice and the Türkiye Desk.
REGULATORY FLUENCY
Panama’s digital framework, as it actually operates
Data protection under Law 81/2019, fintech regulation, platform liability, ANTAI engagement — we advise on the regulatory environment as it applies to your business, not as a general compliance checklist.
FROM FORMATION TO EXIT
The full lifecycle of a technology company
Incorporation, founder agreements, investment readiness, technology contracts, M&A — we advise technology companies at every stage of growth, with the same team and the same senior attention throughout.
Let’s talk about your matter.
Schedule a consultation with us — a direct conversation about your business model, your regulatory exposure, and what you need in Panama.
